Location: Rancho Cordova
Posted on: November 26, 2022
Credit Analyst - Rancho Cordova
This Jobot Job is hosted by: Brett Tolmie
Are you a fit? Easy Apply now by clicking the "Apply Now" button
and sending us your resume.
Salary: $0 - $0 per year
A bit about us:
Our client is a well-established and respected bank headquartered
in Northern California and for over 30 years now, they have been
providing a wide range of banking services including checking, cash
management, lending as well as wealth management and trusts for
personal, commercial, and small businesses. They pride themselves
on their unrivaled commitment to quality, responsiveness, and
integrity which is why they have been able to maintain their
long-term customer relationships not to mention well above average
tenure amongst their employees.
Why join us?
HEALTH AND APPOINTMENT TIME
401(K) SAVINGS PLAN
EMPLOYEE STOCK OWNERSHIP PLAN (ESOP)
LONG TERM DISABILITY PLAN
FAMILY AND MEDICAL LEAVE
EMPLOYEE ASSISTANCE PROGRAM (EAP)
SKILL BUILDING SEMINARS
FREE CHECKING/SAVINGS/DIGITAL BANKING
PREMIUM ONLY PLAN (SECTION 125)
EMPLOYEE STOCK PURCHASE PLAN
Currently they are looking for a Credit Analyst who can work
on-site and support loan management, credit approval, and loan
documentation with timely and accurate processing of customer
financial information, information requests, and other duties.
Utilize loan accounting system to research loan activity.
Maintain tickler database and, in coordination with Branch
contacts, prepare customer
correspondence requesting financial information prior to credit
Using analytical abilities and established spreading guidelines,
accurately translate basic financial reporting of business and
personal entities into bank-standard format for further
Using published underwriting guidelines, accurately underwrite and
recommend less complex
personal and business credits for approval/decline. Express credit
recommendations by accurately completing the bank-standard
Short-Form Credit Recommendation form.
Accurately order and interpret credit background information such
as Equifax, D&B reports, etc.
Bachelor's degree (B.A.) from four-year college or university; or
equivalent combination of
experience and/or training.
2+ years of experience and proficiency in bank loan and deposit
Basic understanding of loan documentation, including notes,
business loan agreements,
security agreements and title documents.
Well-developed communication skills, with ability to quickly
understand and communicate concepts, both verbally and in written
Working understanding of interrelations of bank structure,
including branch system, consumer loan group, construction real
estate loan group, cash management, etc.
Team contributor as evidenced by positive attitude toward assisting
others with job responsibilities as needed and treatment of
co-workers in a positive and respectful manner. Be able to
acknowledge gaps and ability to receive and act on feedback in a
Present a positive and professional appearance/demeanor to both
internal and external contacts including other bank employees,
vendors, service providers, etc.
Interested in hearing more? Easy Apply now by clicking the "Apply
Keywords: Jobot, Rancho Cordova , Credit Analyst, Professions , Rancho Cordova, California
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