Credit Analyst

Company: Jobot
Location: Rancho Cordova
Posted on: November 22, 2022

Job Description:

Credit Analyst - Rancho Cordova

This Jobot Job is hosted by: Brett Tolmie
Are you a fit? Easy Apply now by clicking the "Apply Now" button and sending us your resume.
Salary: $0 - $0 per year

A bit about us:

Our client is a well-established and respected bank headquartered in Northern California and for over 30 years now, they have been providing a wide range of banking services including checking, cash management, lending as well as wealth management and trusts for personal, commercial, and small businesses. They pride themselves on their unrivaled commitment to quality, responsiveness, and integrity which is why they have been able to maintain their long-term customer relationships not to mention well above average tenure amongst their employees.

Why join us?

VACATION
HOLIDAYS
HEALTH AND APPOINTMENT TIME
401(K) SAVINGS PLAN
EMPLOYEE STOCK OWNERSHIP PLAN (ESOP)
BONUS PROGRAM
LONG TERM DISABILITY PLAN
LIFE INSURANCE
FAMILY AND MEDICAL LEAVE
EMPLOYEE ASSISTANCE PROGRAM (EAP)
TUITION REIMBURSEMENT
SKILL BUILDING SEMINARS
FREE CHECKING/SAVINGS/DIGITAL BANKING
SUPPLEMENTAL INSURANCE
PREMIUM ONLY PLAN (SECTION 125)
WEALTH MANAGEMENT
EMPLOYEE STOCK PURCHASE PLAN

Job Details

Currently they are looking for a Credit Analyst who can work on-site and support loan management, credit approval, and loan documentation with timely and accurate processing of customer financial information, information requests, and other duties.

Responsibilities:

Utilize loan accounting system to research loan activity.
Maintain tickler database and, in coordination with Branch contacts, prepare customer

correspondence requesting financial information prior to credit expirations.
Using analytical abilities and established spreading guidelines, accurately translate basic financial reporting of business and personal entities into bank-standard format for further analysis.
Using published underwriting guidelines, accurately underwrite and recommend less complex

personal and business credits for approval/decline. Express credit recommendations by accurately completing the bank-standard Short-Form Credit Recommendation form.
Accurately order and interpret credit background information such as Equifax, D&B reports, etc.

Requirements:

Bachelor's degree (B.A.) from four-year college or university; or equivalent combination of

experience and/or training.
2+ years of experience and proficiency in bank loan and deposit accounting systems
Basic understanding of loan documentation, including notes, business loan agreements,
security agreements and title documents.
Well-developed communication skills, with ability to quickly understand and communicate concepts, both verbally and in written form.
Working understanding of interrelations of bank structure, including branch system, consumer loan group, construction real estate loan group, cash management, etc.
Team contributor as evidenced by positive attitude toward assisting others with job responsibilities as needed and treatment of co-workers in a positive and respectful manner. Be able to acknowledge gaps and ability to receive and act on feedback in a positive manner.
Present a positive and professional appearance/demeanor to both internal and external contacts including other bank employees, vendors, service providers, etc.

Interested in hearing more? Easy Apply now by clicking the "Apply Now" button.

Keywords: Jobot, Rancho Cordova , Credit Analyst, Professions , Rancho Cordova, California